Terms of Service

1. Acceptance of Terms

By accessing or using Small Budget's services ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service.

2. Description of Service

Small Budget provides personal finance management tools to help users track expenses, set budgets, and manage their finances. The Service may include features that connect to financial institutions and other third-party services.

3. User Accounts

To use certain features of the Service, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding your password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. User Content

You retain all rights to any information, data, text, or other materials that you upload, post, or otherwise make available through the Service ("User Content"). By providing User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, copy, process, and store your User Content for the purpose of providing the Service to you.

5. Prohibited Uses

You agree not to use the Service:

• In any way that violates any applicable law or regulation
• To attempt to gain unauthorized access to our systems or user accounts
• To transmit any material that is harmful, threatening, abusive, or otherwise objectionable
• To engage in any activity that interferes with or disrupts the Service

6. Payment Terms

Some features of the Service may require payment. By subscribing to a paid plan, you agree to pay all fees in accordance with the pricing and payment terms presented to you. All payments are non-refundable except as expressly set forth in these Terms.

7. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason whatsoever, including but not limited to a breach of the Terms. Upon termination, your right to use the Service will immediately cease.

8. Disclaimers

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

The Service is not intended to provide financial, investment, or tax advice. We are not financial advisors, and the information provided through the Service should not be construed as financial advice.

9. Limitation of Liability

IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE.

10. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Small Budget operates, without regard to its conflict of law provisions.

12. Contact Us

If you have any questions about these Terms, please contact us at:

Email: [email protected]