🎯 New Budget Plans Feature

Create Smart Budget Plans That Actually Work

Plan your monthly expenses, travel goals, business costs, savings targets, and more. Track real cash flow with transactions linked to your budgets.

Multiple Plan Types Real Transaction Tracking AI-Powered Insights

No credit card required • Free forever plan

Small Budget Dashboard

My Budget Plans

5 Active

Monthly Living

Rp 36,750,000 / Rp 45,000,000

82%

Bali Trip 2025

Rp 18,000,000 / Rp 37,500,000

48%

Business Expenses

Rp 12,750,000 / Rp 22,500,000

57%
Rp 186,750,000
Total Budgeted
73%
On Track

Budget Plan Types

Choose the Perfect Plan for Every Goal

From daily expenses to long-term savings, create budget plans that match your financial goals and lifestyle.

Monthly Living

Track your essential monthly expenses like rent, groceries, utilities, and recurring bills.

Rent & mortgage tracking
Recurring bill management
Daily spending limits

Travel & Goals

Plan and save for your dream vacation, business trips, or any specific financial goals.

Trip cost breakdown
Savings milestones
Goal deadline tracking

Business Expenses

Manage your business costs, track deductible expenses, and monitor cash flow.

Tax-deductible tracking
Client project budgets
Profit margin analysis

Savings Goals

Build emergency funds, save for big purchases, or work toward financial milestones.

Emergency fund planning
Purchase target tracking
Interest calculation

Event Planning

Budget for weddings, parties, celebrations, or any special events with detailed cost tracking.

Vendor cost tracking
Guest count budgeting
Timeline management

Investment & Growth

Track your investment contributions, monitor portfolio allocation, and plan for wealth building.

Portfolio tracking
Contribution scheduling
Growth projections

Ready to start planning your budget?

Create Your First Plan

Real-World Examples

See How Others Use Budget Plans

Discover how Small Budget users manage different aspects of their financial life with tailored budget plans.

Sarah

Freelance Designer

Sarah manages multiple income streams and business expenses while planning for personal goals. She uses separate budget plans to keep everything organized and track her progress.

Monthly Living Budget

Rent, groceries, utilities - Rp 48,000,000/month

Business Expense Budget

Software, equipment, marketing - Rp 12,000,000/month

Europe Trip 2025

Saving Rp 4,500,000/month for 8 months - Rp 36,000,000 goal

Increased savings by 40% and funded dream vacation

The Johnson Family

Young Family of Four

The Johnsons use budget plans to manage household expenses, save for their children's future, and plan special family experiences.

Family Living Expenses

Household costs, childcare, groceries - Rp 82,500,000/month

Kids' College Fund

Education savings - Rp 7,500,000/month per child

Annual Disney Trip

Family vacation fund - Rp 60,000,000 yearly goal

Built 6-month emergency fund and college savings

Try it yourself!

Explore Lusi's Demo Account

See Small Budget in action with a pre-configured account. Lusi's account includes 3 active budget plans with real-world scenarios you can explore.

Lusi

Demo Account: lusi@small-budget.com

3 active budget plans (Monthly expenses, Freelance work, Umrah pilgrimage)
Complete budget setup with income and expenses
Indonesian Rupiah currency with local scenarios
Starter subscription tier features
Pengeluaran Bulanan

Monthly living expenses - Rp 20,000,000 income

Freelance Job

Additional income tracking

Perjalanan Umrah

Pilgrimage journey savings goal

Login to Demo Account

No signup required • Instant access

How It Works

Four Simple Steps to Financial Success

Transform your financial management with our intuitive budget planning system designed for real-world use.

1

Sign Up Free

Create your account in under 60 seconds. No credit card required to start planning your budget.

2

Create Budget Plans

Set up different plans for various goals - monthly expenses, travel, business, savings, or any custom category.

3

Link Transactions

Connect your real spending to budget categories. Track cash flow and see exactly where your money goes.

4

Monitor & Optimize

Get insights, track progress, and receive AI recommendations to optimize your spending and reach your goals faster.

From Planning to Results

See how budget plans connect to recurring budgets and real transaction tracking

Budget Plan
Travel to Bali
Target: Rp 37,500,000
Recurring Budgets
Flight, Hotel, Food
Monthly savings
Track Progress
Real transactions
Stay on track

Frequently Asked Questions

Everything You Need to Know About Small Budget

Description

What is Small Budget and how does it help me?

Small Budget is a comprehensive financial management tool that helps you create smart budget plans, track real transactions, and achieve your financial goals. Unlike simple expense trackers, we focus on connecting your actual spending to your budget plans, giving you clear insights into your financial health and helping you make better money decisions.

Why is budgeting important for my financial future?

Budgeting is the foundation of financial success. It helps you understand where your money goes, prevents overspending, enables you to save for important goals, and reduces financial stress. With Small Budget's plan-based approach, you can manage different aspects of your financial life separately - from daily expenses to long-term savings goals.

How do I set and achieve my financial goals?

Start by creating specific budget plans for each goal - whether it's building an emergency fund, saving for a vacation, or managing monthly expenses. Set realistic targets, track your progress with real transactions, and use our AI recommendations to optimize your spending. Break large goals into smaller milestones to stay motivated.

How can I make budgeting a consistent habit?

Success comes from making budgeting part of your daily routine. Start small with just one budget plan, spend a few minutes each day recording transactions, review your progress weekly, and celebrate small wins. Small Budget makes this easier with quick transaction entry, automatic categorization, and progress tracking.

How does Small Budget help me achieve financial freedom?

Financial freedom comes from having control over your money and making informed decisions. Small Budget provides the tools and insights you need: track multiple income streams, plan for various goals simultaneously, understand your spending patterns, and receive personalized recommendations. Our users typically see improved savings rates and better financial outcomes within months.

Pro Tip for Financial Success

Start with small, achievable goals and gradually work your way up to larger financial objectives. Consistency is key to building lasting wealth.

Ready to start your journey to financial freedom?

Get Started for Free

Ready to Transform Your Financial Life?

Join thousands of users who have taken control of their finances with smart budget planning. Start your journey today.

Financial planning